{"id":3262,"date":"2024-12-08T17:00:49","date_gmt":"2024-12-08T17:00:49","guid":{"rendered":"https:\/\/avefi.com\/?p=3262"},"modified":"2024-12-08T17:00:49","modified_gmt":"2024-12-08T17:00:49","slug":"effet-boule-de-neige-des-versements-programmes","status":"publish","type":"post","link":"http:\/\/avefi.com\/?p=3262","title":{"rendered":"Effet Boule de neige des versements programm\u00e9s"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3262\" class=\"elementor elementor-3262\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2aa5da5 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2aa5da5\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-9816598\" data-id=\"9816598\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1616208 elementor-widget elementor-widget-text-editor\" data-id=\"1616208\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"entry-header\">\n<h1 class=\"entry-title entry-title--single\">Versements r\u00e9guliers&nbsp;: un effet \u00ab&nbsp;boule de neige&nbsp;\u00bb<\/h1>\n<p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-weight: var( --e-global-typography-text-font-weight );\">Pour se constituer un capital \u00e0 moyen long terme, il est judicieux de mettre en place une \u00e9pargne r\u00e9guli\u00e8re (ou programm\u00e9e). A condition qu\u2019elle ne d\u00e9s\u00e9quilibre pas votre budget, cette solution permet d\u2019\u00e9pargner et de profiter du pouvoir des int\u00e9r\u00eats compos\u00e9s.<\/span><\/p><\/div>\n<div class=\"entry-content clearfix\">\n<h2><img decoding=\"async\" class=\"aligncenter size-full wp-image-34069 entered lazyloaded\" src=\"https:\/\/www.lafinancepourtous.com\/wp-content\/thumbnails\/uploads\/2021\/09\/investissement_programme-tt-width-800-height-2598-fill-0-crop-0-bgcolor-eeeeee.png\" alt=\"Investissement r\u00e9gulier\" width=\"812\" data-lazy-src=\"\/wp-content\/thumbnails\/uploads\/2021\/09\/investissement_programme-tt-width-800-height-2598-fill-0-crop-0-bgcolor-eeeeee.png\" data-ll-status=\"loaded\"><\/h2>\n<h2>L\u2019effet \u00ab&nbsp;boule de neige&nbsp;\u00bb<\/h2>\n<p>Le concept est simple&nbsp;: si votre \u00e9pargne reste investie, les gains r\u00e9alis\u00e9s vont permettre d\u2019augmenter le capital d\u00e8s la deuxi\u00e8me ann\u00e9e.<\/p>\n<div class=\"block-highlight block-highlight--example\">\n<div class=\"block-highlight__sidebar\">&nbsp;<\/div>\n<div class=\"block-highlight__content\">\n<p>Vous avez investi 100&nbsp;\u20ac r\u00e9mun\u00e9r\u00e9s \u00e0 2 %. Au bout d\u2019un an, le capital s\u2019\u00e9l\u00e8ve \u00e0 102 \u20ac. Un an plus tard, le capital sera \u00e9gal \u00e0 104,04&nbsp;\u20ac\u2026 Au bout de 10 ans, il sera de 121,9 \u20ac.<\/p>\n<\/div>\n<\/div>\n<h2>La vertu des versements r\u00e9guliers<\/h2>\n<p>Et si vous d\u00e9cidez de mettre, chaque mois par exemple, la somme de 100 \u20ac, toujours r\u00e9mun\u00e9r\u00e9e \u00e0 2 %, vous obtiendrez au bout de 10 ans la somme de 13&nbsp;282 \u20ac.<\/p>\n<div class=\"block-highlight block-highlight--like\">\n<div class=\"block-highlight__sidebar\">&nbsp;<\/div>\n<div class=\"block-highlight__content\">\n<p>Ces calculs ne valent que sur un&nbsp;<strong>placement \u00e0 taux garanti<\/strong>. Si vous investissez sur un placement financier, et en fonction des r\u00e9sultats de la Bourse, votre performance pourra \u00eatre inf\u00e9rieure, voire m\u00eame n\u00e9gative ou au contraire sup\u00e9rieure.<\/p>\n<\/div>\n<\/div>\n<p><strong>Investir r\u00e9guli\u00e8rement permet une progression plus r\u00e9guli\u00e8re de son \u00e9pargne.&nbsp;<\/strong>Car qui peut pr\u00e9dire l\u2019\u00e9volution des march\u00e9s boursiers&nbsp;? M\u00eame les plus fins analystes se trompent&nbsp;!&nbsp;<strong>Investir r\u00e9guli\u00e8rement<\/strong>&nbsp;permet de b\u00e9n\u00e9ficier d\u2019un \u00ab&nbsp;lissage&nbsp;\u00bb de l\u2019\u00e9volution de votre \u00e9pargne.<\/p>\n<h2>Se poser les bonnes questions<\/h2>\n<p>Vous pouvez \u00e9galement d\u00e9terminer vos besoins \u00e0 long terme et vous fixer un&nbsp;<strong>objectif de capital \u00e0 obtenir<\/strong>.&nbsp; Comme d\u00e9crit dans notre infographie, plus vous commencez jeune, moins l\u2019effort d\u2019\u00e9pargne sera difficile&nbsp;!<\/p>\n<div class=\"block-highlight block-highlight--like\">\n<div class=\"block-highlight__sidebar\">&nbsp;<\/div>\n<div class=\"block-highlight__content\">\n<p>Vous pouvez, \u00e0 tout moment d\u00e9cider de suspendre vos versements, en cas de coup dur par exemple, ou \u00e0 l\u2019inverse, d\u00e9cider de les augmenter.<\/p>\n<\/div>\n<\/div>\n<\/div>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Versements r\u00e9guliers&nbsp;: un effet \u00ab&nbsp;boule de neige&nbsp;\u00bb Pour se constituer un capital \u00e0 moyen long terme, il est judicieux de mettre en place une \u00e9pargne r\u00e9guli\u00e8re (ou programm\u00e9e). A condition qu\u2019elle ne d\u00e9s\u00e9quilibre pas votre budget, cette solution permet d\u2019\u00e9pargner et de profiter du pouvoir des int\u00e9r\u00eats compos\u00e9s. L\u2019effet \u00ab&nbsp;boule de neige&nbsp;\u00bb Le concept est [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-3262","post","type-post","status-publish","format-standard","hentry","category-uncategorized"],"_links":{"self":[{"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/posts\/3262","targetHints":{"allow":["GET"]}}],"collection":[{"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"http:\/\/avefi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3262"}],"version-history":[{"count":4,"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/posts\/3262\/revisions"}],"predecessor-version":[{"id":3266,"href":"http:\/\/avefi.com\/index.php?rest_route=\/wp\/v2\/posts\/3262\/revisions\/3266"}],"wp:attachment":[{"href":"http:\/\/avefi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3262"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"http:\/\/avefi.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=3262"},{"taxonomy":"post_tag","embeddable":true,"href":"http:\/\/avefi.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=3262"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}